Medical Benefits and Coverage

Coverage

All of our packages cover evacuation and internment. Elemental packages only cover assistance within the country(Mozambique) and Prime packages extend their assistance to neighboring countries.

Our coverage in Africa includes countries like Mozambique, South Africa, Malawi and Zimbabwe, and outside Africa includes India and Portugal, according to our network of service providers.

Medical Benefits

Outpatient
ConsultationsGP and Specialists
PharmacyOnly prescribed medicine
Lab testsPrescribed medical examinations
Chronic DeseasesConsultations, Medicine and Medical Exams
DentistryConsultations and treatment
Pre-natalConsultations and Medical Exams
Rehabilitation treatmentPhysiotherapy, chiropractic, speech therapies
Specialized RadiologyMRI, CT and PEP Scan
OpticianFrame and lenses every two years

Hospitalization
HospitalizationHospital accommodation, specialists, operating room, ward and medication costs.
Psychiatry and PsychotherapyBenefit per person per year
Internal surgical devices and prosthesesExcludes cosmetic treatment
External surgical devicesLimited to orthopedic supports, elastic stockings and crutches
OncologyIn and Outpatient treatment
Organs TransplantExcludes donors
Postoperative treatmentCovered under inpatient overall limit
ReabilitationCovered under inpatient overall limit
Postoperative MedicineCovered up to 7 days
Renal DyalisisCovers only acute treatment
Blood transfusionIncluded in overall limit
Speech therapy, occupational therapy and physical therapyIncluded in overall limit
BirthNormal and cesarian
NeonathologyCovers incubator, phototherapy, congenital conditions and prematurity.

Evacuation
AmbulanceAvailable 24 hours
Emergency EvacuationWhen treatment is not available at the place of origin.
Other evacuation benefitsFood and transportation
Repatriation of mortal remains 
Emergency evacuationIncluded in overall limit

Others
Funeral Cover
Reimbursement